A Butcher's Tale
(for once, this is NOT a true story!)
Cat meets dog: why a butcher needs liability insurance
If you’ve ever watched an alley cat meet a playful dog, you’d
understand why a butcher needs liability insurance. What’s that you
say? You don’t understand what a cat meeting a dog has to do with a
butcher’s liability insurance? Well, come closer then, and let me
tell you the tale of Bob, the butcher.
Bob’s butchery shop
Bob had gone to work as usual, feeling quite cheerful. His best
paying customer had called to place a very large order a few days
before, and was coming in to pick up the order today. This customer
usually tipped him very well whenever he personally serviced the
order for her. She was a well-known celebrity and placed all her
orders for meats through him when she was hosting special dinners
and social gatherings.
How the fateful day started
On that fateful day, Jim, the apprentice, had shown up to work
early. Mrs. Mitchell, the cleaning lady also came in early since it
was going to be such an important day. As Bob and Jim worked to
finish slicing the meat to just the right thickness, Mrs. Mitchell
went around cleaning counters and mopping the floors.
The cat and dog meet
Everyone was so busy, they didn’t notice the alley cat that had
slipped in the door as Lady Chattingworth entered. The alley cat
quickly hid beneath a nearby chair. It was about that time that
Bob’s young son rushed in holding a puppy. Bob’s son had wanted a
dog for quite a long time, and someone had just given him the puppy.
He had been told he could keep the puppy as long as his father
agreed to it. So, in his excitement, the boy had forgotten about his
father’s rules about not bringing animals into the shop.
Results of the meeting
Then the puppy leaped onto Lady Chattingworth’s lap, which knocked her and the chair over. Lady Chattingworth was hurt during the fall. In all the confusion of Lady Chattingworth’s screams and Bob’s yelling, Mrs. Mitchell opened the door wider. The alley cat ran through it, with the puppy following close behind. Mrs. Mitchell was knocked over and broke her arm. Bob, while chasing the animals, tripped over the mop bucket. He slipped and fell, breaking his back. The cat clawed her way up Jim’s leg, trying to get onto the high counter top. Jim jumped and accidentally sliced off a couple of his fingers with the sharp knife he had been holding.
Now do you understand how a cat meeting a dog relates to a butcher needing liability insurance? If Bob, the butcher, had adequate liability insurance covers, he would have been financially and protected. The insurance would have helped him to meet all his legal responsibilities. However, Bob didn't have adequate insurance covers or adequate financial savings. He had to sell his shop to meet his financial and legal obligations. So now instead of Bob being the UK’s best butcher, he is its worst rubbish collector, which may explain why you’ve never heard about Bob, the butcher before.
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